Make Each Moment Count

May 15, 2007

Goddess Lakshmi and Economy

Filed under: Uncategorized — cskishore @ 7:47 am
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Earlier I had written about Economy with a prescription to Spend Money to Earn Money.

I was reading a book about Goddess Lakshmi, a book by Devdutt. Following is an extract which conveys the aspect that you cannot hoard money. Read the extract below

Water must flow otherwise it will stagnate and breed diseases. Food must be consumed or distributed otherwise it will rot. In the same way, wealth must flow so that it can nourish society. For the economy to thrive, wealth needs to be constantly created and distributed. Lakshmi enriches and empowers only when she is in motion. Hence she is known as the restless one, Chanchala. She needs to always be on the move. Any attempt to pin her down and hoard her earns her wrath.

Lakshmi has no favorites. She does not discriminate on the basis of caste, gender, creed, or social status. The same bowl of rice can satisfy the hunger of a king and a beggar, the same blanket will provide warmth to a man or a eunuch, the same roof will shelter equally the judge and the criminal. She will go to anyone who seeks her and makes himself worthy of her.

Wealth and power are essentially impersonal. They come with a position not a person. People bow not to the man under the crown but to the crown itself. The symbols of kingship – crown, umbrella, throne, footstool, flywhisk, banners and scepter – remind us that our wealth and power are not dependent on us. We need wealth and power, wealth and power does not need us. when the rich mand dies, his wealth outlives him sustaining all those who are left behind. When the powerful man dies, the power he yielded goes to someone as worthy or gets distributed amongst many.

The spiritual man therefore does not get carried away by the bounty of Lakshmi. He knows that she will stay with him only as long as he makes himself worthy of her. If he fails to keep her, she will leave him.

December 4, 2005

Achieving Financial Success

Filed under: Uncategorized — cskishore @ 9:40 pm
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Being free from financial difficulties is most important step for a successful life. Every individual cannot be become an expert in managing finances. It is fine if one makes a few mistakes and learns the lessons quickly. One should not repeat the financial mistakes and get into a financial mess that cannot be fixed. Simple things to remember for gaining financial freedom are

  • Do not spend more than what you earn
  • Do not live beyond your means
  • Save for the future
  • Focus on increasing one’s earning potential

Most people get into financial problems by ignoring these two basic principles and there is lot of literature that gets to investing for future etc. In my opinion, even if one does pay attention to increasing financial success, these basic principles need to be adhered to.

Do not spend more than what you earn will involve carefully tracking what one is earning and budgeting different expenses and spending within one’s budget.

Do not live beyond your means will involve resisting temptation to go beyond what one can afford which contributes to financial debt in most situations.

Saving for the future will involve making small savings on regular basis

Focus on increasing one’s earning potential will involve investing in one’s skills and potential. No one can live with one salary for life.

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